“So, how much can I get for my case?”

This is the most common question we hear from accident victims. The “compensation calculators” you see online are far from reality. The true value of a case isn’t determined by plugging in a few numbers; it’s determined through a professional process of meticulously analyzing every type of damage you’ve suffered and persuasively arguing that value based on legal precedent.

Today, we’ll explain the secret to how your claim is valued in a way that’s easy to understand.

Step 1: The Calculable Damages (Economic Damages)

This part covers the financial losses that can be clearly calculated with receipts, bills, and records—the money that has come directly out of your pocket or will in the future.

• Medical Expenses (Past and Future): This includes not only the initial emergency room visit and surgery costs but also all future expenses like physical therapy, rehabilitation, and medication.
• Lost Income (Past and Future): We calculate the wages you lost from being unable to work, and if you have a permanent disability, the future income you would have earned for the rest of your life.
• Property Damage: The cost to repair or replace your vehicle and any other personal property damaged in the accident.

Step 2: The Invisible Damages (Non-Economic Damages)

This is where an experienced attorney makes the biggest difference. There are no receipts for this, but it involves calculating the value of the very real human “suffering” the accident has impacted on your life.

• Pain and Suffering: This includes the physical pain from your injuries and surgeries, as well as the emotional distress like anxiety, depression, and insomnia resulting from the trauma of the accident.
• Loss of Enjoyment of Life: This is compensation for losing the ability to enjoy life as you once did, such as being unable to play with your children, hike your favorite trails, or engage in hobbies you once loved.

How is the Value of “Pain” Calculated?

Insurance companies often try to calculate non-economic damages by taking the total economic damages (mainly medical bills) and applying a “multiplier.” The more severe the injury, the longer the treatment period, and the more permanent the disability, the higher this multiplier should be.

Our job is to persuasively tell the story of your suffering—using all medical records, your testimony, and witness statements—to fight for the highest and fairest multiplier to be applied to your case.

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Don’t Leave a Single Penny on the Table

Valuing the true worth of your case is a complex process. The insurance company will try to downplay and devalue every single item.

At Car Crash, we will meticulously identify all of your damages and ensure you receive the maximum compensation you deserve. If you are curious about the true, accurate value of your case, start a free consultation with our expert team today. We will analyze everything on your behalf.

 

 

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