A week after your accident, the other driver’s insurance adjuster calls and says, “We’ve accepted liability, and we’re ready to send you a check for $10,000 right now. Wouldn’t it be nice to pay off those medical bills and get back to your life?”
This offer can sound like a lifesaver, a solution to your immediate stress and medical costs. However, this “quick settlement” is often the most dangerous trap that can take away your future.
4 Reasons Why a Quick Settlement is Dangerous
There is a reason the insurance company is in a hurry, and it is never for your benefit.
It Does Not Cover Your Future Medical Bills. An injury from an accident can require months or even years of treatment. The quick check you receive today will not cover the cost of a future surgery, ongoing physical therapy, or medication you may need down the road.
You Don’t Know the Full Extent of Your Injuries Yet. A neck or back that felt “sore” right after the crash could develop into a serious disc issue weeks later. If you settle too early, you cannot get compensation for these more serious injuries that are discovered later.
It Drastically Undervalues Your Pain and Suffering. A quick offer is almost always based on minimal medical bills. It assigns little to no value to your physical pain, your emotional trauma, and the loss of enjoyment of life you have suffered—it is a bargain-basement offer.
Once You Sign, It’s Over Forever. The moment you sign the release form and cash that check, your case is permanently closed. You can never ask for more money, even if your condition dramatically worsens or you require additional, unexpected treatment.
So, What Should You Do?
Under no circumstances should you ever sign a settlement agreement offered by an insurance company without a professional review from an attorney. Remember, the insurance company’s “speed” is not a courtesy to you; it is a strategy to benefit their bottom line before you realize the true cost of your injuries.
Choose Full Justice, Not Fast Cash.
A quick settlement is the insurance company’s strategy to avoid paying for your future medical needs and your real suffering. At Car Crash, we first evaluate the full, long-term value of your claim. We calculate all your potential damages and fight to ensure you receive the complete compensation that you won’t regret for the rest of your life.
Do not give up your rights with a hasty decision. Learn the true value of your case by starting a free consultation with our expert team today.
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We are the Tacoma Car Accident Lawyer team providing legal services for accident victims centered in Tacoma and across Pierce County, including Puyallup, Lakewood, and Federal Way. Your local specialist is here to recover your rights. Tacoma Car Crash Lawyer | Car Crash Washington
